Two of the most important keys to your livelihood are your credit card number and social security number. Learn how you can keep both those numbers secure and sleep with both eyes shut.
Online shopping is easy and convenient, and it provides you with the opportunity to buy almost anything. However, it is important to understand that when you shop online and give out sensitive information such as credit card numbers, there are security risks involved.
- Do not allow your computer to save credit card numbers. Some computers and operating systems provide the option of saving, or “caching,” your card numbers for quicker checkouts. Though this is temptingly convenient, when a card number is saved and automatically populates the requisite areas of a checkout screen, it makes your information that much easier for hackers to find and exploit.
- Only buy from verified websites. Check to make sure that the website has security measures enabled to keep your information private from both the vendor and potential criminals.
- Do not shop using public computers or public wireless networks.
- Set up an account with PayPal or another legitimate online payment service. These services offer an extra layer of protection and will usually ensure that you get refunded if needed.
- Always keep an eye on your bank statements. Make sure everything looks as it should, and no unfamiliar charges appear. If you see anything abnormal, contact your bank immediately to shut off the compromised card.