How To Accept/ Decline Loans

Updated Oct 02, 2020


Log-In to your BYU-I account

Financial Aid Portal

Select Financial Aid Portal.

Portal Homepage

You will be brought to the STUDENT PORTAL homepage.  Click “More…” under the “My Awards” section on the upper right side of the Portal


Once you are on the award page, you will need to scroll down to find the semester(s) you wish to accept/decline the loan offer

  1. Under the “Actions” column, select one of the following options:
    1. Accept
    2. Decline
    3. Later
  2. If you choose to accept a loan(s), enter the amount you wish to accept.
    - Students wanting to only accept a portion of their loan should indicate the FULL amount (for  however     many semesters the award is offered) in this box.
  3. Click the blue “Save Changes” button found at the bottom of the page.


  • The full loan offer amount will be in the current amount column.
  • Once a loan has been accepted, the “Actions” section will default to "Later." However, the status will  now say “ACCEPTED" instead of "OFFERED." 
  • You must accept the full Subsidized Loan, before you can accept any of the Unsubsidized Loan.
  • If you choose to decline the loan offer, and then decide later you want to accept a portion/all of the loan, you will need to speak with a counselor.  
  • If it is your first time accepting a federal student loan, you will need to complete a Master Promissory Note (MPN) and Entrance Counseling following the instructions in your Required Document list in the Financial Aid Student Portal. 
  • Students can’t accept their loans if they have an open “task” on their account. 
  • You won’t know whether you have a task or not, but you'll get an error message saying that you'll need to refresh the page and that something needs to be completed. You will need to speak with a counselor so the counselor can look into the task and try to clear it. 


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